Frequently Asked Questions

What is a Notary?

A Notary Public is an official of integrity appointed by the Secretary of State. To serve the public as impartial witness (duty bound not to act in situations where they have a personal interest) in performing a variety of official fraud deterrent acts related to the signing of important documents. These officials acts are called notarizations or notarial acts.

What is a Loan Signing Agent?

A Notary Signing Agent or NSA is a Notary who has special training to handle loan document signings. Title companies and signing services hire NSAs to deliver loan documents to borrowers and oversee the signing and return the documents.

What is a In Person Electronic Notary?

An In Person Electronic Notary is a certified professional authorized to perform notarial acts through electronic means while physically present with the signers. This modernization of traditional notarization practices allows for the verification of signatures, identities, and the legality of documents using electronic devices and secure digital platforms, ensuring the integrity and authenticity of transactions conducted remotely.

What is a Remote Online Notary?

RON Notary - Remote Online Notary. A Remote Online Notary is a commissioned notary public who is authorized to perform notarial acts remotely via audio-video technology. This allows individuals to execute documents from any location in the country and actually any place in the world without physically meeting the notary in person. Remote Online Notarization ensures the same level of authenticity and security as traditional notarization, employing identity verification measures and digital tools to verify signatures and safeguard the integrity of documents.

If I get a Document Notarized, is it “Legal”?

Notarization does not guarantee that the information on a document is accurate or legal. The signer is responsible for the content of the document. the Notary Public simply certifies the signer’s identity usually by verifying a current identifying document containing a photo, physical description, and signature.

What is a Valid Identification if I Have Something That Needs Notarizing?

Government issued photo IDs such as a driver’s license , state ID cards, and inmate IDs are sufficient for certifications. Social Security cards, birth certificates, credit cards, immigration cards, and temporary driver’s licenses are not suitable for certification.

What is a Jurat?

The Notary’s function is executing a jurat is to appeal to the signer’s conscience and to initiate a process that could result in a criminal conviction for perjury If the signer is found to be lying under oath.

In executing a Jurat the Notary must watch the person sign the document, then have the signer make either a solemn, oral promise of truthfulness to a Supreme Being (called an oath) or a promise on one’s own personal honor (called an affirmation) . The oath and affirmation have the same legal effect. Jurats are common with documents that may be used as evidence in court proceedings such as depositions and affidavits.

What is an Acknowledgement?

The Notary certifies having positively identified a document signer who personally appeared before the Notary and admitted having signed the document freely.

It shows that the acknowledging party appeared personally before the Notary Public taking the acknowledgement.
Identifies the acknowledging party by a name corresponding to the acknowledged document.
A Notary Public signs it.
It is sealed with the Notary’s official seal.
Proves signature’s authenticity.

Can a Notary Give Legal Advice or Draft Legal Documents?

NO State law strictly prohibits Notaries from the practice of law. Notaries should never advise on any matter relating to a document unless they are an attorney or professionals certified or licensed in a relevant area of expertise.

What Services Do You Offer as a Mobile Notary?

We offer a wide range of notary services including notarization of legal documents, loan documents signing, affidavits, consent forms, acknowledgements and Jurats, vehicle title transfers, real estate document notarization, and more. Contact us for specific requests.

Where do You Provide Your Mobile Notary Services?

We proudly serve the St Louis area including the surrounding suburbs. Whether you are located in the heart of the city or on the outskirts we will come to your preferred location for notarization services.

Are You Available Outside of Regular Business Hours?

Yes! We understand that notarization needs can arise at any time. We offer flexible scheduling, including evenings and weekends, to accommodate your busy schedule. Simply let us know your preferred time and we will do our best to assist you.

How Much do Your Mobile Notary Service Cost?

Our fees vary depending on the type and complexity of the notary service requested as well as the location. Please contact us for a detailed quote. We strive to offer competitive rates and transparent pricing.

FEES?

The State of Missouri only allows $5.00 to be charged for a notarization. As a Remote Notary/RON Notary the State allows additional charges for printing including paper and toner, fax-backs, notary commission, bond, insurance, notary supplies, computer, internet services and travel time. All this results in the final charge amount.

Is an Appointment Necessary?

Yes, we highly recommend scheduling an appointment to ensure our availability. However, we understand that urgent situations can arise and we will do our best to accommodate your needs.

St Louis Notary Public values its users' privacy. This Privacy Policy ("Policy") will help you understand how we collect and use personal information from those who visit our website or make use of our online facilities and services, and what we will and will not do with the information we collect. Our Policy has been designed and created to ensure those affiliated with St Louis Notary Public of our commitment and realization of our obligation not only to meet, but to exceed, most existing privacy standards. We reserve the right to make changes to this Policy at any given time. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page. If at any point in time St Louis Notary Public decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to whether to permit the use of their information in this separate manner. This Policy applies to St Louis Notary Public, and it governs any and all data collection and usage by us. Through the use of stlouisnotarypublic.com, you are therefore consenting to the data collection procedures expressed in this Policy. Please note that this Policy does not govern the collection and use of information by companies that St Louis Notary Public does not control, nor by individuals not employed or managed by us. If you visit a website that we mention or link to, be sure to review its privacy policy before providing the site with information. It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent to better understand the way in which websites garner, make use of and share the information collected. Specifically, this Policy will inform you of the following What personally identifiable information is collected from you through our website; Why we collect personally identifiable information and the legal basis for such collection; How we use the collected information and with whom it may be shared; What choices are available to you regarding the use of your data; and The security procedures in place to protect the misuse of your information. Information We Collect It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we reserve the right not to register you as a user or provide you with any products or services. This website collects various types of information, such as: Voluntarily provided information which may include your name, address, email address, billing and/or credit card information etc. which may be used when you purchase products and/or services and to deliver the services you have requested. In addition, St Louis Notary Public may have the occasion to collect non-personal anonymous demographic information, such as age, gender, household income, political affiliation, race and religion, as well as the type of browser you are using, IP address, or type of operating system, which will assist us in providing and maintaining superior quality service. Please rest assured that this site will only collect personal information that you knowingly and willingly provide to us by way of surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested, and any additional uses specifically provided for on this Policy. Why We Collect Information and For How Long We are collecting your data for several reasons: To better understand your needs and provide you with the services you have requested; To fulfill our legitimate interest in improving our services and products; To send you promotional emails containing information we think you may like when we have your consent to do so; To contact you to fill out surveys or participate in other types of market research, when we have your consent to do so; To customize our website according to your online behavior and personal preferences. The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be determined based upon the following criteria: the length of time your personal information remains relevant; the length of time it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such information as stated in this Policy. Use of Information Collected St Louis Notary Public does not now, nor will it in the future, sell, rent or lease any of its customer lists and/or names to any third parties. Specialty Real Estate Leads may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from stlouisnotarypublic.com St Louis Notary Public may also be in contact with you with regards to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered. Disclosure of Information St Louis Notary Public may not use or disclose the information provided by you except under the following circumstances: as necessary to provide services or products you have ordered; in other ways described in this Policy or to which you have otherwise consented; in the aggregate with other information in such a way so that your identity cannot reasonably be determined; as required by law, or in response to a subpoena or search warrant; to outside auditors who have agreed to keep the information confidential; as necessary to enforce the Terms of Service; as necessary to maintain, safeguard and preserve all the rights and property of St Louis Notary Public. Non-Marketing Purposes St Louis Notary Public greatly respects your privacy. We do maintain and reserve the right to contact you if needed for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in St Louis Notary Public products and services). In certain circumstances, we may use our website, newspapers, or other public means to post a notice. Children under the age of 18 St Louis Notary Public website is not directed to, and does not knowingly collect personal identifiable information from, children under the age of eighteen (18). If it is determined that such information has been inadvertently collected on anyone under the age of eighteen (18), we shall immediately take the necessary steps to ensure that such information is deleted from our system's database, or in the alternative, that verifiable parental consent is obtained for the use and storage of such information. Anyone under the age of eighteen (18) must seek and obtain parent or guardian permission to use this website. Unsubscribe or Opt-Out All users and visitors to our website have the option to discontinue receiving communications from us by way of email or newsletters. To discontinue or unsubscribe from our website please send an email that you wish to unsubscribe to solarlearnmore.com. If you wish to unsubscribe or opt-out from any third-party websites, you must go to that specific website to unsubscribe or optout. St Louis Notary Public will continue to adhere to this Policy with respect to any personal information previously collected. Links to Other Websites Our website does contain links to affiliate and other websites. St Louis Notary Public does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of every website that collects personally identifiable information. This Privacy Policy Agreement applies only and solely to the information collected by our website Notice to European Union Users St Louis Notary Public operations are located primarily in the United States. If you provide information to us, the information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on the EU-US Privacy became operational on August 1, 2016. This framework protects the fundamental rights of anyone in the EU whose personal data is transferred to the United States for commercial purposes. It allows the free transfer of data to companies that are certified in the US under the Privacy Shield.) By providing personal information to us, you are consenting to its storage and use as described in this Policy. Security St Louis Notary Public takes precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (e.g. credit card information), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the webpage. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers and servers in which we store personally identifiable information are kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure or modification of the user's personal information under our control. The company also uses Secure Socket Layer (SSL) for authentication and private communications to build users' trust and confidence in the internet and website use by providing simple and secure access and communication of credit card and personal information Acceptance of Terms By using this website, you are hereby accepting the terms and conditions stipulated within the Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you agree and acceptance of such changes. How to Contact Us If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to contact us at the following email, telephone number or mailing address. Email: stlouisnotarypublic.com Telephone Number: 843-290-9277 Mailing Address: St Louis Notary Public 11989 Charter Oak Pkwy St Louis, Missouri 63146 GDPR Disclosure: If you answered "yes" to the question Does your website comply with the General Data Protection Regulation ("GDPR")? then the Privacy Policy above includes language that is meant to account for such compliance. Nevertheless, in order to be fully compliant with GDPR regulations your company must fulfill other requirements such as: (i) doing an assessment of data processing activities to improve security; (ii) have a data processing agreement with any third party vendors; (iii) appoint a data protection officer for the company to monitor GDPR compliance; (iv) designate a representative based in the EU under certain circumstances; and (v) have a protocol in place to handle a potential data breach. For more details on how to make sure your company is fully compliant with GDPR, please visit the official website at https://gdpr.eu. Form Swift and its subsidiaries are in no way responsible for determining whether or not your company is in fact compliant with GDPR and takes no responsibility for the use you make of this Privacy Policy or for any potential liability your company may face in relation to any GDPR compliance issues. COPPA Compliance Disclosure: This Privacy Policy presumes that your website is not directed at children under the age of 18 and does not knowingly collect personal identifiable information from them or allow others to do the same through your site. If this is not true for your website or online service and you do collect such information (or allow others to do so), please be aware that you must be compliant with all COPPA regulations and guidelines in order to avoid violations which could lead to law enforcement actions, including civil penalties. In order to be fully compliant with COPPA your website or online service must fulfill other requirements such as: (i) posting a privacy policy which describes not only your practices, but also the practices of any others collecting personal information on your site or service — for example, plug-ins or ad networks; (ii) include a prominent link to your privacy policy anywhere you collect personal information from children; (iii) include a description of parental rights (e.g. that you won't require a child to disclose more information than is reasonably necessary, that they can review their child's personal information, direct you to delete it, and refuse to allow any further collection or use of the child's information, and the procedures to exercise their rights); (iv) give parents "direct notice" of your information practices before collecting information from their children; and (v) obtain the parents' "verifiable consent" before collecting, using or disclosing personal information from a child. For more information on the definition of these terms and how to make sure your website or online service is fully compliant with COPPA please visit https://www.ftc.gov/tips-advice/businesscenter/guidance/childrens-online-privacy-protection-rule-six-step-compliance. Form Swift and its subsidiaries are in no way responsible for determining whether or not your company is in fact compliant with COPPA and takes no responsibility for the use you make of this Privacy Policy or for any potential liability your company may face in relation to any COPPA compliance issues.